Credit Grade Calculator

* This is an approximate rating. Different lenders may grade you somewhat higher or lower, depending on their internal underwriting requirements. Also, the elements which influence your credit rating are often subject to interpretation. There may be mitigating factors, such as a layoff for example, which are not likely to reoccur.

Installment Loans / Revolving Credit (Number of late payments in past 12 months)
30 Days Late	60 Days Late	90 Days Late	90 + Days Late

Real Estate Foreclosure		Personal Bankruptcy
Creditor Judgements against you		Collections or Wage Garnishments
Creditor Chargeoffs		Tax Liens

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