* This
is an approximate rating. Different lenders may grade you
somewhat higher or lower, depending on their internal underwriting
requirements. Also, the elements which influence your credit
rating are often subject to interpretation. There may be
mitigating factors, such as a layoff for example, which are not
likely to reoccur.
Installment Loans / Revolving Credit (Number of late payments in past 12 months)
After you've been asked to make a presentation at work, you do the necessary thinking, researching, outlining, and rehearsing until you feel sufficiently prepared. But when you get up before the gr... [ more... ]