Budget cards work like a credit card, except for the credit limit. People agree with the issuer to pay a set amount each month by direct debit. The credit limit is a multiple of the pre-set amount they have agreed.
If you no longer enjoy the holidays, it’s time to re-think. Who says you have to spend weeks in a frenzy of shopping, visiting, baking, buying, sending cards to people you scarcely know beca... [ more... ]
The quality of everyday language used in business is on the decline. We are often unaware of the impact that our words have on our customers. When we use language that is negative or abrupt, we cre... [ more... ]
In an age of terrorism, guerilla and total warfare the medieval doctrine of Just War needs to be re-defined. Moreover, issues of legitimacy, efficacy and morality should not be confused. Legitimacy... [ more... ]