Budget cards work like a credit card, except for the credit limit. People agree with the issuer to pay a set amount each month by direct debit. The credit limit is a multiple of the pre-set amount they have agreed.
"Why would you ever want to buy anything at full price?" That was a quote from a recent news article in my local paper. She went on to say, "If you see something you like, you just w... [ more... ]
Someone wrote me an email a couple of weeks ago and said, “I would love to know what motivates YOU!” So I took them up on it and I want to spend some time telling you how I stay motivated.
Wha... [ more... ]