Credit card

Definition:

A plastic card issued by a bank or building society that allows you to make purchases now and pay for them later. Credit (that is, money) will be made available to you to buy goods and services. Every month the bank or building society will send you a statement of your account. You must pay back a minimum amount and interest will be charged on any money still owing.

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Stripping

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Credit Grade

Different lenders may grade you somewhat higher or lower, depending on their requirements

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